Medicare Open Enrollment Starts October 15th and Ends December 7th ! What You Should Know.
Medicare Open Enrollment is an opportunity to review your current Medicare Part B and Part D plans or your Medicare Advantage Plan, to ensure you are receiving the best cost effective health care for you.
First review the changes for 2025 in Medicare and Medicare Advantage. The fastest way to obtain this information is to log in to your Medicare account and download the “Medicare & You” 2025 handbook. This handbook will be a valuable source of information throughout the 2025 year.
Medicare Changes for 2025 follows in a broad overview. Check your Medicare & You 2025 Handbook for details. Page numbers below reference where additional information can be found in the Medicare & You 2025 Handbook,
Lowering your prescription drug costs
Because of President Biden’s new prescription drug law, in 2025, your yearly out-of-pocket drug costs will be capped at $2,000. If you have Medicare drug coverage (Part D) and your drug costs are high enough to reach this cap, you don’t have to pay a copayment or coinsurance for Part D drugs for the rest of the calendar year
Managing your mental health and well being
Medicare covers expanded mental health care, like intensive outpatient program services in certain locations and services from marriage and family therapists and mental health counselors
More resources for caregivers
Medicare covers additional caregiver support, like training that helps your caregiver better care for you (page 33) and relief when they’re caring for family members in hospice care (page 27).
Postal Service Health Benefits Program
Starting January 1, 2025, U.S. Postal Service employees, retirees and their families will get coverage through a new benefits program instead of through the Federal Employee Health Benefits program. (page 89).
Changes to telehealth coverage
You can get telehealth services at any location in the U.S., including your home, through December 31, 2024. After this period, you must be in an office or medical facility located in a rural area for most telehealth services. (pg51)
How to Change Medicare Plans
Contact the insurance company directly
Many insurance companies offering Medicare plans have an online enrollment feature on their websites. The internet makes is easier to research Medicare, Medicare Advantage and Part D plans. You can enroll online if you find a plan you like.
Contact a licensed insurance agent
If you prefer to talk directly to someone, Insurance agents in your local area can provide assistance. It’s their business to help you find and enroll in a Medicare plan based on your individual needs.
Contact Medicare
Medicare’s Plan Finder is another online tool that allows you find medical and drug plans in your local area.
Now is the time to start reviewing your health care needs to ensure your current plan meets your needs today and tomorrow.
Omnibus Home Health Care provides our clients with the best in-home health care available. Our staff of highly skilled professionals offer quality care for you or a loved one. We accept many insurance plans including traditional Medicare and Medicare Advantage plans, Medicaid HMO, and private insurances plans. We will check benefit coverage on all insurance. This is not a guarantee of acceptance of coverage for our services. Acceptance is based on eligibility, medical necessity, and the requirements of our company guidelines. For more information on insurance coverage call 409.724.7000 and visit our Facebook page for the latest information from our staff.